Updated: March 3, 2026
Travel is exciting -- but it comes with risks.
Before you book your next getaway, it’s important to understand how government travel advisories can impact your travel insurance coverage. Whether you're planning a relaxing vacation or a multi-country adventure, your CAA Travel Insurance plan is designed to help you travel smarter and safer.
What Are Government Travel Advisories?
The Government of Canada issues travel advisories based on the safety and security conditions in countries around the world. These advisories are categorized into four levels:
| Advisory Level | What It Means |
| Level 1: Exercise Normal Precautions | Standard safety considerations |
| Level 2: Exercise Increased Caution | Elevated risk; remain alert |
| Level 3: Avoid Non-Essential Travel | High rick; reconsider plans |
| Level 4: Avoid All Travel | Severe risk; travel strongly discourages |
Check your destination’s advisory level before booking: travel.gc.ca/travelling/advisories

Planning Multiple Trips? Bundle & Save.
If you're planning more than one trip this year, consider a Multi-Trip Vacation Package or Emergency Medical Multi-Trip Plan.
- Saves you time — one policy for the whole year
- Covers multiple destinations and trips
- Great for snowbirds, business travellers, or anyone who travels frequently
- Vacation Packages offer built-in trip cancellation/interruption options
- Worry-free auto renewal option
Contact us to find out how you can simplify your year of travel with one bundled solution. Call 1-800-263-7272 or visit your local CAA branch.
Travel Insurance Products
Still unsure? Obtain more information on our travel insurance products.
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Talk with a CAA Niagara agent about travel insurance options 1-800-263-7272
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Ready to go? Get started on a travel insurance no obligation quote, or to purchase your policy now.
Get QuoteThis website is intended for promotional and informational purposes and is not an insurance policy. It is not an offer of insurance. It contains some information about coverages offered by ®️Orion Travel Insurance, a division of Echelon Insurance, but it does not list all of the conditions and exclusions that apply to the described coverages.
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