Protecting Your Home Against Snow and Ice

Stay ahead of winter hazards with these proactive steps

As winter sets in across Niagara, homeowners face challenges that can put both property and safety at risk. Heavy snow, freezing rain, and ice buildup can damage roofs, freeze pipes, and make day‑to‑day life stressful. With a little preparation, you can keep your home safe, warm, and worry‑free all season long.

Common Winter Risks

• Roof damage – Heavy snow and ice buildup can place extra weight on your roof.
• Ice dams – Poor insulation and heat loss can cause melting snow to refreeze at the roof’s edge, leading to leaks.
• Frozen pipes – Pipes in unheated areas are especially vulnerable to bursting.

Simple Prevention Tips

• Insulate and seal your home – Ensure your attic and walls are properly insulated and seal drafts around windows and doors. This reduces heat loss and helps prevent ice dams.
• Check your roof and gutters – Remove leaves and debris from gutters so melting snow can drain properly. Inspect your roof for loose or damaged shingles before the snow flies.
• Protect your pipes – Wrap exposed pipes with insulation and keep indoor temperatures consistent, even at night.
• Service your heating system – Have your furnace checked annually to ensure it’s ready for peak use.
• Be prepared for snow removal – Keep shovels, roof rakes, and safe de‑icers handy. For heavy accumulations, consider hiring a professional service.

Why Insurance Matters

While preventive measures go a long way, accidents, severe storms, or unexpected damage can still happen. Having the right coverage ensures you’re not left dealing with large repair costs from water damage, roof damage, or other snow/ice‑related problems. Learn more about protecting your home with our Home Insurance options.

A Winter-Ready Home is a Safer Home

Winter in Niagara can be unpredictable, but taking the time to prepare your home now can help prevent costly repairs later. With the right steps in place and the proper insurance coverage, you’ll enjoy the season with peace of mind knowing your home is protected.