Protect Your Home from the Rising Risk of Flooding

April 24, 2025 | CAA Niagara

 

Flood Risk Mitigation - Blog

Flooding can happen quickly and without warning

Whether from sudden downpours, melting snow, or sewer backups. The damage can be extensive, leading to costly repairs and the loss of valued possessions. While you can’t control the weather, you can take steps to help reduce your risk and prepare your home.

At CAA Niagara, we believe that preparation makes all the difference. Below are practical flood mitigation strategies that can help safeguard your home from water damage and give you greater peace of mind.

Stay Ahead with Preventative Maintenance

Proactive home maintenance is one of the most effective ways to manage flood risk. Regular inspections can help you spot small issues before they turn into bigger, more expensive problems.

Extend Your Downspouts – Downspouts that discharge water too close to your home can lead to pooling around the foundation. Ensure they extend at least two metres (six feet) away from your house to help direct water safely away.

Inspect Your Foundation & Walls – Cracks in your foundation or exterior walls can allow water to enter your home. Seal any visible openings using waterproof materials to help keep moisture out.

Check Your Roof & Windows – Damaged shingles or poorly sealed windows can let rainwater in. Inspect these areas seasonally and repair any vulnerabilities to maintain a weather-tight seal.

Maintain Your Drains – Ensure all exterior drains are clear and functioning well. If water is pooling or draining slowly, clean out blockages to help prevent accumulation near your home.

Protect Your Basement with a Sump Pump

A well-maintained sump pump can help remove excess water from your basement during heavy rain or snowmelt. Without proper upkeep, it may not work when you need it most.

Test Your Sump Pump Regularly – Pour water into the sump pit to ensure your pump is functioning correctly. Ideally, this should be done at least once a year, before the rainy season begins.

Consider a Battery Backup – Storms often come with power outages. A battery backup system allows your pump to keep working when the electricity is out.

Keep the Discharge Pipe Clear – Make sure your sump pump’s discharge pipe remains free of obstructions, including debris, ice, or overgrown vegetation.

Install a Backwater Valve for Extra Protection

Sewer backups are among the most damaging forms of household flooding. A backwater valve is a device that helps prevent wastewater from flowing backward into your home’s plumbing system.

How It Works – The valve stays open during normal flow but closes automatically if water starts to reverse direction, helping prevent sewage from entering your home.

Professional Installation Recommended – These valves should be installed by a licensed plumber to ensure proper function and compliance with local regulations.

Regular Maintenance is Key – Check the valve periodically to ensure it’s free of debris and operating smoothly. Many models include access panels for easier cleaning.

Prepare Before the Storm Hits

Flooding is unpredictable, but taking proactive steps can help minimize its effects. From maintaining drainage systems to installing a backwater valve, every action contributes to a more flood-resilient home.

CAA Niagara is here to support our Members with helpful information and resources to stay ready for whatever weather comes your way. Preparing today can help protect your home tomorrow.

Tags: CAA Insurance

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